Algebrik AI and Housetable Announce Strategic Partnership and Advisory Engagement

Algebrik AI, a Delaware-incorporated company headquartered in New York City, pioneering the world’s first cloud-native, AI-powered, digital-era Loan Origination System (LOS) built for credit unions, announced a strategic partnership with Housetable, a fast-growing platform dedicated to digital renovation lending. The collaboration combines two complementary products to help financial institutions expand their credit offerings, deliver member-first experiences, and simplify operations.

A Partnership Built on Product Strengths

At the core of this partnership is the integration of Algebrik One’s digital loan origination system with Housetable’s renovation-focused lending platform. Together, the two companies will enable lenders to:

• Launch Renovation HELOCs with Confidence
   Borrowers can access home equity based on the after-renovation value (ARV) of their property, rather than its current value. This gives members higher borrowing capacity while preserving their existing low m*************.
  
  
• Extend the Lending Suite Seamlessly
   With Algebrik One already powering origination for personal l****, auto l****, and traditional HELOCs, the addition of Housetable unlocks a natural extension into renovation lending without requiring custom builds or heavy IT effort.
  
  
• Offer a Unified Borrower Experience
   Members can apply, budget, and track their renovation projects through a simple digital journey that mirrors the ease of applying for traditional credit products.
  
  
• Strengthen Operational Efficiency
   Lenders benefit from workflows that eliminate manual handoffs, reduce turnaround times, and streamline underwriting, inspection, and funding processes.

Also Read: AiThority Interview with Tim Morrs, CEO at SpeakUp

Why This Matters for Lenders and Members

The lending market is shifting as members seek more flexible ways to finance home improvements without refinancing their entire mortgage. Renovation HELOCs answer this need, but historically they have been difficult for institutions to launch. By combining Algebrik AI’s AI-driven origination workflows with Housetable’s specialized renovation modules, financial institutions now gain a ready-to-deploy solution that is both scalable and member-centric.

For members, the result is greater access to credit, faster approvals, and transparent tools to manage renovation budgets and contractors. For lenders, the result is faster time to market, stronger engagement with homeowners, and a differentiated product portfolio.

Advisory Role

In addition to the product partnership, Pankaj Jain, CEO of Algebrik AI, has agreed to serve as an advisor to Housetable. Through this relationship, Algebrik AI will provide guidance on:

• Building long-term credit union relationships
  
  
• Developing go-to-market strategies that resonate with regulated institutions
  
  
• Scaling renovation lending products in compliance-first environments
  
  

This advisory role ensures that Housetable’s growth is supported by Algebrik’s deep experience in the U.S. credit union and community banking ecosystem.

Leadership Perspectives

“At Algebrik AI, our mission is to simplify lending by giving institutions the tools they need to serve members better. Renovation lending is a natural next step, and by partnering with Housetable we are enabling credit unions and banks to bring Renovation HELOCs to market without complexity,” said Pankaj Jain, Founder & CEO of Algebrik AI.

“We built Housetable to modernize how renovation lending is delivered. Partnering with Algebrik AI allows us to connect into a proven digital origination platform and accelerate adoption across the credit union community. Their advisory role further strengthens our ability to scale responsibly and effectively,” said David Benizri, CEO of Housetable.