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Lapoyoma Announces YAM Funds Project for Small Business Owners

Lapoyoma, one of the fastest-growing blockchain payment networks, recently announced the imminent launch of the Lapoyoma YAM Funds project. This initiative will finance the activities of small business owners who intend to integrate their companies into the decentralized payment infrastructure of Lapoyoma.

Program conditions: entrepreneurs who will accept the YAM token as payment for goods and services will be able to finance their business at a rate of 0%.

Lapoyoma YAM Funds will allow 1) expand the Lapayoma community, and 2) revolutionize the experience of the buyer, who will now be able to make quick and secure purchases in cryptocurrency, while receiving additional cashback.

Crypto payment network for everyday use of convenience stores and gas stations

The combination of global inflation, the NFT revolution, and the intrigue around the metaverses has led to a rapid increase in interest in cryptocurrency. In fact, over the past year, the crypto economy has grown so much that there are now more than 300 million unique cryptocurrency holders in the world.

The more crypto users there are, the more transactions will be made in cryptocurrency. This is why the possibility of retail crypto purchases tends to become real.

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According to a recent Cantaloupe study, 67% of cryptocurrency holders consider using tokens for retail purchases. According to the same study, another 42 million users without cryptocurrencies are considering buying crypts to make retail purchases in the future.

At the same time, more than half of cryptocurrency holders complain that too few sellers accept crypto payments. Unfortunately, in most developed countries, you cannot just come to the supermarket, pick a basket of goods and pay for them in cryptocurrency. Moreover, even if some sellers provide such an opportunity, be prepared to pay a huge service fee for each transaction.

To solve this problem, the Lapoyoma developers organize a payment system based on the needs of businesses. These developers have quite a unique experience in retail business sales. The list of such businesses includes Grocery Stores, C-Stores, Gas Stations. They have also developed the FYBN app, the first tool for selling a retail business. This app evaluates a business based on moving averages of domestic sales over the past 3 months. It also takes into account all income and expenses, as well as other soft parameters and factors that determine the reliability of a business.

This precious experience has allowed Lapoyoma developers to create a truly functional ecosystem based on the needs of small businesses and their customers. Thanks to this, Lapoyoma solves several problems at once:

Problem #1: Risks for sellers

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Although buyers are ready to buy goods in cryptocurrencies, sellers are not ready to accept such payments. This is because cryptocurrencies are unregulated and very volatile assets. The business is simply not ready to go for crypto risks.

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Solution: YAM stablecoin

Lapoyoma is a rapidly developing payment network that uses the YAM stablecoin linked to the USDT exchange rate. Stablecoin allows you to completely avoid the risks of hyperinflation. In addition, businesses can take advantage of the Lapoyoma YAM Funds initiative to finance their activities at a rate of 0%.

Problem: Underdevelopment of the crypto infrastructure 

Globally, the infrastructure is not developed enough. It is not ready to integrate the crypto economy into the retail and service sectors. In addition, although there are payment cards that convert cryptocurrencies into fiat assets, it is very unprofitable to use them due to high service fees.

Solution: YAM stablecoin

Thanks to Lapemoma’s initiatives, YAM holders can easily shop at any stores that are embedded in the ecosystem. In addition to low gas fees and minimal service fees, the user will receive special discounts, reduced transaction costs, and accelerated settlement time. In addition, the Lapoyoma Smart Program allows users to receive increased multi-level rewards for their payments.

Lapoyoma is a technology that unites buyers and sellers

Lapoyoma is creating a payment network to help sellers receive deflationary tokens if buyers pay for goods in cryptocurrency. Transfers will take place in real-time, and currency conversion will be implemented in Lapoyoma. To make this possible, the project creates its QR code transaction system and integrates it with the Binance Smart Chain blockchain

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[To share your insights with us, please write to sghosh@martechseries.com]

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